3 Ways To Save on Out-of-Pocket Costs With MDsave

Paying for healthcare can be an expensive and confusing process. Additionally, it can be overwhelming, with many people needing help navigating the complex world of medical bills and insurance policies. However, buying medical procedures through MDsave can help make healthcare more affordable and accessible. Here are three ways MDsave can help you save money on out-of-pocket medical costs while simplifying your bills.

Help With Health Plan Deductibles

MDsave is an excellent option for anyone looking to save on out-of-pocket deductible costs.

Many people are enrolled in high-deductible health insurance plans. Individuals in these plans must pay a certain amount of money out of pocket before their insurance coverage kicks in. A high out-of-pocket threshold can be difficult for people as they often never meet their deductible in a calendar year.

We negotiate bundled prices with trusted providers to bring you quality care at prices that are up to 50% less than the national average. This makes MDsave an excellent choice for anyone looking to save on deductible costs. And our free online platform allows you to view the cost of over 1,500 medical procedures up front, so you can easily compare prices and make the most of your out-of-pocket dollars.

No Surprise Bills

MDsave removes the confusion and frustration that often comes with medical billing. 

Behind the scenes, one medical procedure typically consists of multiple services performed by different providers working together to complete the care. And each provider can send a separate bill. So, for example, after surgery, you might receive bills from the surgeon and anesthesiologist. And then, you may receive other bills for the hospital stay, diagnostic imaging, and any lab tests.

In contrast, MDsave's prices are bundled to include the most common components of a procedure combined into a single, transparent bill. Unlike traditional healthcare purchasing, our listed price is the actual price you pay, not an estimate. When you buy your care through MDsave, you pay up front, before your doctor's visit or procedure, which means no surprise bills after the fact.

Flexible Payment Options

MDsave offers a full range of financial options to help you budget and plan for your medical care. 

We accept a variety of payment methods, including PayPal and major credit cards. We've also partnered with CareCredit, a health and wellness credit card. CareCredit allows you to pay for procedures and services in installments. This gives you the opportunity to break your payments up over time and manage your expenses more easily. 

Additionally, you can make the most of your pre-tax healthcare dollars on MDsave and pay for procedures with funds from a Health Savings Account (HSA) or Flexible Spending Account (FSA). With our vast range of payment options, you can focus on getting the care you need without worrying about how to pay for it. This flexibility allows you to choose the payment method best suited to the situation without having to rely on one form of payment.

Conclusion

MDsave gives you the ability to compare prices and pay for medical services before your procedure, which allows you to make more informed decisions about your healthcare. By offering upfront savings, transparent billing, and flexible financing options, MDsave helps make healthcare more affordable and accessible for everyone. 

If you're struggling to manage your healthcare expenses and feel overwhelmed by the cost of medical care, visit mdsave.com today to shop for quality care at an affordable price.